Objective

The Basic Med-Term Moderate folio was developed for Folio Basic Plan investors seeking medium-term preservation of capital and volatility with moderate upside potential and income, while having a medium-term time horizon (4 to 8 years from now) and low costs by using a small number of securities.

Strategy

The Basic Med-Term Moderate folio consists of ETFs selected to provide a diversified asset allocation for the designated risk tolerance and time frame.

Asset allocation is a diversification strategy to better enable risk management. In general, a portfolio that holds different asset classes—such as bonds, domestic, and international stocks—can help reduce the volatility of returns, since asset classes tend not to move in tandem.

Last Updated: September 28, 2016

Category: Asset Allocation
Inception Date: October 07, 2005
Date Funded: August 31, 2009*

Folio S&P 500 Total Return
One-Month 0.63% 0.2%
Three-Month 4.25% 7.21%
Year-to-Date 7.34% 7.99%
One-Year 11.33% 17.8%
Three-Year (Annualized) 6.87% 10.98%
Five-Year (Annualized) 9.34% 15.99%
Since Inception 6.79% N/A
Volatility 8.26% 14.49%

Past performance is no guarantee of future results.
See how returns are calculated

* Returns reflect model performance from the Inception Date to the Date Funded, and funded performance since the Date Funded, if funded. Your returns may deviate significantly from the values displayed here, due to many factors, including how long after a strategy has been updated that you place orders to update your holdings.

#SymbolCompanyWeight
(% of Folio)
1AGGishares barclays aggregate bond fund45.00%
2EFAishares msci eafe index fund10.00%
3ICFishares cohen & steers realty majors ind10.00%
4IWRishares russell midcap index fund20.00%
5VTIvanguard total stock market index fund15.00%

Steps to Create This Folio

  1. We gathered data examining multiple exchange-traded funds (ETFs) according to their market capitalization, the diversity of the fund’s holdings, volatility, and expense ratios; along with quarterly, annual, and lifetime returns.
  2. We applied a capital asset theory model in order to achieve broad asset allocation and diversification.
  3. We weighted each ETF in the folio based on the risk factor and time horizon targeted for the folio.

Number of Securities

There are generally 10 securities in the folio.

Update Frequency

Quarterly.

If the characteristics of the folio have changed substantially, the securities included may change. Also, corporate actions, such as a merger, or other events may cause changes to the securities held at any time. Your returns may deviate significantly from the values displayed here, due to many factors, including how long after a folio has been updated that you place orders to update your holdings.