Objective

The Long-Term Conservative folio was developed for investors seeking long-term conservative growth and volatility while having a long-term time horizon (more than 8 years from now).

Strategy

The Long-Term Conservative folio consists of ETFs selected to provide a diversified asset allocation for the designated risk tolerance and time frame.

Asset allocation is a diversification strategy to better enable risk management. In general, a portfolio that holds different asset classes—such as bonds, domestic, and international stocks—can help reduce the volatility of returns, since asset classes tend not to move in tandem.

Last Updated: September 23, 2016

Category: Asset Allocation
Inception Date: August 24, 2012
Date Funded: September 19, 2012*

Folio S&P 500 Total Return
One-Month -0.9% -0.85%
Three-Month 2.89% 2.97%
Year-to-Date 11.68% 7.62%
One-Year 12.6% 14.08%
Three-Year (Annualized) 5.69% 10.65%
Five-Year (Annualized) N/A 16.21%
Since Inception 4.84% N/A
Volatility 9.76% 14.68%

Past performance is no guarantee of future results.
See how returns are calculated

* Returns reflect model performance from the Inception Date to the Date Funded, and funded performance since the Date Funded, if funded. Your returns may deviate significantly from the values displayed here, due to many factors, including how long after a strategy has been updated that you place orders to update your holdings.

#SymbolCompanyWeight
(% of Folio)
1AGGishares barclays aggregate bond fund10.00%
2BSVvanguard short-term bond index fund10.00%
3DBCpowershares db commodity index tracking10.00%
4EDVvanguard extended duration treasury inde14.00%
5ICFishares cohen & steers realty majors ind10.00%
6IWRishares russell midcap index fund10.00%
7VDEvanguard energy index fund8.00%
8VGTvanguard information technology index fu10.00%
9VTIvanguard total stock market index fund8.00%
10VWOvanguard emerging markets index fund10.00%

Steps to Create This Folio

  1. We gathered data examining multiple exchange-traded funds (ETFs) according to their market capitalization, the diversity of the fund’s holdings, volatility, and expense ratios; along with quarterly, annual, and lifetime returns.
  2. We applied a capital asset theory model in order to achieve broad asset allocation and diversification.
  3. We weighted each ETF in the folio based on the risk factor and time horizon targeted for the folio.

Number of Securities

There are generally 10 securities in the folio.

Update Frequency

Quarterly.

If the characteristics of the folio have changed substantially, the securities included may change. Also, corporate actions, such as a merger, or other events may cause changes to the securities held at any time. Your returns may deviate significantly from the values displayed here, due to many factors, including how long after a folio has been updated that you place orders to update your holdings.