Objective

The Medium-Term Conservative folio was developed for investors seeking medium-term preservation of capital with some volatility while having a medium-term time horizon (4 to 8 years from now).

Strategy

The Medium-Term Conservative folio consists of ETFs selected to provide a diversified asset allocation for the designated risk tolerance and time frame.

Asset allocation is a diversification strategy to better enable risk management. In general, a portfolio that holds different asset classes—such as bonds, domestic, and international stocks—can help reduce the volatility of returns, since asset classes tend not to move in tandem.

Last Updated: September 23, 2016

Category: Asset Allocation
Inception Date: August 24, 2012
Date Funded: September 19, 2012*

Folio S&P 500 Total Return
One-Month -0.83% -0.85%
Three-Month 2.47% 2.97%
Year-to-Date 10.41% 7.62%
One-Year 11.06% 14.08%
Three-Year (Annualized) 5.78% 10.65%
Five-Year (Annualized) N/A 16.21%
Since Inception 4.53% N/A
Volatility 6.92% 14.68%

Past performance is no guarantee of future results.
See how returns are calculated

* Returns reflect model performance from the Inception Date to the Date Funded, and funded performance since the Date Funded, if funded. Your returns may deviate significantly from the values displayed here, due to many factors, including how long after a strategy has been updated that you place orders to update your holdings.

#SymbolCompanyWeight
(% of Folio)
1AGGishares barclays aggregate bond fund30.00%
2BIVvanguard intermediate-term bond index fu6.00%
3DBCpowershares db commodity index tracking6.00%
4EDVvanguard extended duration treasury inde10.00%
5ICFishares cohen & steers realty majors ind6.00%
6IWRishares russell midcap index fund6.00%
7LQDishares iboxx $ investment grade corpora10.00%
8VDEvanguard energy index fund8.00%
9VGTvanguard information technology index fu8.00%
10VTIvanguard total stock market index fund6.00%
11VWOvanguard emerging markets index fund4.00%

Steps to Create This Folio

  1. We gathered data examining multiple exchange-traded funds (ETFs) according to their market capitalization, the diversity of the fund’s holdings, volatility, and expense ratios; along with quarterly, annual, and lifetime returns.
  2. We applied a capital asset theory model in order to achieve broad asset allocation and diversification.
  3. We weighted each ETF in the folio based on the risk factor and time horizon targeted for the folio.

Number of Securities

There are generally 10 securities in the folio.

Update Frequency

Quarterly.

If the characteristics of the folio have changed substantially, the securities included may change. Also, corporate actions, such as a merger, or other events may cause changes to the securities held at any time. Your returns may deviate significantly from the values displayed here, due to many factors, including how long after a folio has been updated that you place orders to update your holdings.