Objective

This folio is designed for growth investors seeking long-term capital growth by investing in a diversified array of liquid ETFs representing major asset classes. Its target allocation in stocks and other volatile assets is limited to 80%. Investors should first identify their long-term (strategic) risk tolerance and investment objective. Diversification and periodic rebalancing of the portfolio enhance risk management and capital growth. This portfolio can be the core of a larger portfolio. Please review the investment information at www.MyPlanIQ.com to ensure that this folio meets your investment objectives.

Strategy

The MyPlanIQ SAA Growth folio uses a strategic asset allocation (SAA) strategy. This strategy is based on modern portfolio theory (MPT) and emphasizes diversified allocation across major asset classes. Risk tolerance is reflected in targeting 80% stocks and other volatile assets allocation. Periodic rebalancing is performed so that the portfolio does not deviate significantly from pre-set target allocations. A proprietary investment selection methodology is used to select ETFs within an asset class, such as large-cap value or investment grade bonds, to improve returns.

Last Updated: September 23, 2016

Category: Investment Style
Inception Date: August 12, 2010
Date Funded: July 01, 2013*

Folio S&P 500 Total Return
One-Month 0.28% -0.85%
Three-Month 3.5% 2.97%
Year-to-Date 12.6% 7.62%
One-Year 14.75% 14.08%
Three-Year (Annualized) 4.4% 10.65%
Five-Year (Annualized) 6.71% 16.21%
Since Inception 6.2% N/A
Volatility 9.1% 14.68%

Past performance is no guarantee of future results.
See how returns are calculated

* Returns reflect model performance from the Inception Date to the Date Funded, and funded performance since the Date Funded, if funded. Your returns may deviate significantly from the values displayed here, due to many factors, including how long after a strategy has been updated that you place orders to update your holdings.

#SymbolCompanyWeight
(% of Folio)
1CSJishares barclays 1-3 year credit bond fu21.24%
2FVDfirst trust value line dividend index fu9.10%
3IAUishares comex gold tr ishares18.33%
4SCZishares msci eafe small cap index fund15.42%
5SPLVpowershares s&p 500 low volatility portf5.80%
6VNQvanguard reit etf16.73%
7VWOvanguard emerging markets index fund13.38%

Steps to Create This Folio

  1. The folio was created using the MyPlanIQ Strategic Asset Allocation strategy, based on modern portfolio theory. It invests in major asset classes including U.S. equities, foreign developed country equities, emerging market equities, Real Estate Investment Trusts (REITs), commodities exchange-traded funds (ETFs), U.S. fixed income and foreign fixed income ETFs.
  2. MyPlanIQ selects the ETFs based on its proprietary investment selection criteria.
  3. Securities were then weighted by MyPlanIQ based on the target allocation in both volatile assets (such as stocks, REITs and commodities) and fixed income assets. It then invests equally in assets within U.S. stocks, international stocks, emerging market stocks, REITs, commodities or in assets in the fixed income asset category.

Number of Securities

There are generally between 8 and 10 securities in the folio.

Update Frequency

MyPlanIQ SAA Growth folio is generally rebalanced monthly. However, the underlying strategy has been optimized such that in certain situations, there may be no changes at a month end.

If the characteristics of the folio have changed substantially, the securities included may change. Also, corporate actions, such as a merger, or other events may cause changes to the securities held at any time. Your returns may deviate significantly from the values displayed here, due to many factors, including how long after a folio has been updated that you place orders to update your holdings.