Last Updated: September 29, 2016
Inception Date: December 21, 2007
Date Funded: August 31, 2009*
|Folio||S&P 500 Total Return|
(% of Folio)
|1||AGG||ishares barclays aggregate bond fund||4.00%|
|2||BIL||spdr barclays capital 1-3 month t-bill e||4.00%|
|3||DBC||powershares db commodity index tracking||3.00%|
|4||EDV||vanguard extended duration treasury inde||6.00%|
|5||EWJ||ishares msci japan index fund||5.00%|
|6||FXI||ishares ftse china 25 index fund||5.00%|
|7||IAU||ishares comex gold tr ishares||5.00%|
|8||PZA||powershares insured national municipal b||15.00%|
|9||SOXX||ishares phlx sox semiconductor sector in||5.00%|
|10||TLT||ishares barclays 20+ year treasury bond||5.00%|
|11||VB||vanguard small-cap index fund||14.00%|
|12||VDE||vanguard energy index fund||14.00%|
|13||VNQ||vanguard reit etf||4.00%|
|14||VTI||vanguard total stock market index fund||11.00%|
Steps to Create This Folio
- We selected a series of ETFs that captured the range of key asset classes we determined were necessary to build an optimally diversified portfolio.
- We used the low expense ratio of the ETFs as a selection criteria when multiple ETFs were available that capture an asset class.
- We then ran a quantitative analysis identifying the optimal allocations to each ETF targeting the maximum expected return for a target risk level.
- We created a series of folios for target risk levels appropriate at each stage in an investors life.
Number of Securities
There are generally between 5 and 12 securities in the folio.
If the characteristics of the folio have changed substantially, the securities included may change. Also, corporate actions, such as a merger, or other events may cause changes to the securities held at any time. Your returns may deviate significantly from the values displayed here, due to many factors, including how long after a folio has been updated that you place orders to update your holdings.