HARBOR FUNDS Fund Family
|Fund||Settlement Date||Minimum Investment Amounts|
|Taxable Initial||Taxable Subsequent||Non-Taxable Initial||Non-Taxable Subsequent|
|HARBOR BOND INSTL (HABDX)
|HARBOR REAL RETURN INSTL (HARRX)
|HARBOR INTERNATIONAL INV (HIINX)
Some funds charge fees to cover marketing, distribution and administrative expenses. These include marketing fees known as 12b-1 fees, as well as certain record keeping or shareholder services fees. Such fees are included in the funds’ overall expense ratio and a portion of these fees may be paid to us. We reserve the right to change the funds we make available at any time without prior notice.