This folio is designed for balanced investors seeking long-term capital growth with moderate risk tolerance by investing in a diversified array of liquid ETFs representing major asset classes. Its target allocation in stocks and other volatile assets is limited to 50%. Investors should first identify their long-term (strategic) risk tolerance and investment objective. Diversification and periodic rebalancing of the portfolio enhance risk management and capital growth. This portfolio can be the core of a larger portfolio. Please review the investment information at www.MyPlanIQ.com to ensure that this folio meets your investment objectives.
The MyPlanIQ SAA Conservative folio uses a strategic asset allocation (SAA) strategy. This strategy is based on modern portfolio theory (MPT) and emphasizes diversified allocation across major asset classes. Risk tolerance is reflected in the targeting 40% stocks and other volatile assets allocation. Periodic rebalancing is performed so that the portfolio does not deviate significantly from pre-set target allocations. A proprietary investment selection methodology is used to select ETFs within an asset class, such as large-cap value or investment grade bonds, to improve returns.
Last Updated: July 20, 2018
Category: Investment Style
Inception Date: 2010-08-12 00:00:00.0
Date Funded: 2013-07-01*
|Year to Date||0.35%||5.9%|
|1 Year Volatility||3.85%||12.54%|
* Returns reflect model performance from the Inception Date to the Date Funded, and funded performance since the Date Funded, if funded. Your returns may deviate significantly from the values displayed here, due to many factors, including how long after a strategy has been updated that you place orders to update your holdings.
(% of Folio)
|1||EFG||ishares msci eafe growth index fund||8.51%|
|2||IAU||ishares comex gold tr ishares||9.14%|
|3||QQQ||powershares qqq trust, series 1||8.12%|
|4||VMBS||vanguard mortgage-backed securities etf||60.86%|
|5||VNQ||vanguard reit etf||8.14%|
|6||VWO||vanguard emerging markets index fund||5.23%|
There are generally between 8 and 10 securities in the folio.
MyPlanIQ SAA Conservative folio is generally rebalanced monthly. However, the underlying strategy has been optimized such that in certain situations, there may be no changes at a month end.
If the characteristics of the Folio have changed substantially, the securities included may change. Also, corporate actions, such as a merger, or other events may cause changes to the securities held at any time. Your returns may deviate significantly from the values displayed here, due to many factors, including how long after a Folio has been updated that you place orders to update your holdings.